The Spending Power Network

Everyone gets more.
No one pays extra.

Gratitudes are spending power customers receive when they pay bills to Issuers, and can use as part-payment at Redeemer businesses.

Join as a Merchant → For Issuers
$0
Cost for merchants to join
100%
Of bill value returned as buying power
3
Stakeholders, all better off
How it works

One network. Three stakeholders.
Everyone wins.

Issuers
Food Delivery, Telcos, Insurers, and Utilities

Issue Gratitudes when customers pay their bills - turning household expenses into spending power.

Explore for Issuers →
Consumers
Households

Receive Gratitudes when they pay their bills with an Issuer, and use them as part-payment at participating businesses.

Learn how consumers benefit →
Redeemers
Retailers & Service Providers

Accept Gratitudes as part-payment, attracting customers who arrive with increased spending power. — zero fees, zero commission.

Explore for Redeemers →
For Consumers

Same bill. New spending power.

Every time you pay your energy bill, insurance premium, phone plan, or food order with one of our Issuers, you receive Gratitudes: spending power you can use immediately as part-payment at participating businesses, online or in-store.

✦
Automatic — no sign-up required
Your Issuer handles everything. Gratitudes are issued to you automatically when you pay.
→
Spend it locally or online
Use Gratitudes at participating cafés, retailers, service businesses, and online stores in the network.
$
Real value, not loyalty points
Gratitudes reduce what you pay at the counter — real spending power that never expires like points do.
Example transaction

$60 clothing purchase

Transaction value$60.00
Gratitudes accepted as part-payment (15%)− $9.00
Customer pays$51.00
So, how much has the consumer saved?$9.00
Now Onboarding Merchants

Join the network today.

We're onboarding founding merchants across Sydney now. If you're a local business, join today — it's free.

Join as a merchant